[UPDATED WITH TRANSCRIPT AND FOLLOW UP CONVERSATION] Continuing exploring the loopholes of the new TD Bank User Agreement - together with my local branch Associates
Question # 2 is about digital currency not the Digital Banking Agreement found here page 17. If you refuse the Digital Banking Agreement TD bank will disable your online banking the same day. https://www.tdcanadatrust.com/document/PDF/consent/530012.pdf
TD Customer Care told me:
The same day a TD Access Agreement is refused the card is closed.
The same day TD Digital Banking Agreement is refused online banking is disabled.
Question # 2 is about digital currency not the Digital Banking Agreement found here page 17. If you refuse the Digital Banking Agreement TD bank will disable your online banking the same day. https://www.tdcanadatrust.com/document/PDF/consent/530012.pdf